:root{--ink:#0f2530;--muted:#4a6270;--brand:#0b5d7a;--brand2:#0e7fa6;--accent:#f59e0b;--bg:#f5f9fb;--card:#fff;--line:#dbe6ec;--ok:#15803d;--r:14px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);padding-bottom:64px}
img{max-width:100%;height:auto}a{color:var(--brand)}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}.narrow{max-width:640px}
h1,h2,h3{line-height:1.2;margin:0 0 .5em}h1{font-size:clamp(1.8rem,5vw,2.7rem)}h2{font-size:clamp(1.35rem,3.4vw,1.85rem);margin-top:1.6em}h3{font-size:1.15rem}
p{margin:0 0 1em}
.topbar{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.topbar-in{display:flex;align-items:center;gap:14px;min-height:60px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:8px;text-decoration:none;color:var(--ink);font-size:.98rem;margin-right:auto}.logo b{color:var(--brand)}
.mainnav{display:none;gap:18px}.mainnav a{text-decoration:none;color:var(--ink);font-weight:500}.mainnav a:hover{color:var(--brand)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 20px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;line-height:1}
.btn-call{background:var(--accent);color:#1c1300}.btn-call:before{content:"";width:16px;height:16px;background:currentColor;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6.6 10.8a15.1 15.1 0 0 0 6.6 6.6l2.2-2.2c.3-.3.7-.4 1-.2 1.1.4 2.3.6 3.6.6.6 0 1 .4 1 1V20c0 .6-.4 1-1 1A17 17 0 0 1 3 4c0-.6.4-1 1-1h3.5c.6 0 1 .4 1 1 0 1.3.2 2.5.6 3.6.1.3 0 .7-.2 1z'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6.6 10.8a15.1 15.1 0 0 0 6.6 6.6l2.2-2.2c.3-.3.7-.4 1-.2 1.1.4 2.3.6 3.6.6.6 0 1 .4 1 1V20c0 .6-.4 1-1 1A17 17 0 0 1 3 4c0-.6.4-1 1-1h3.5c.6 0 1 .4 1 1 0 1.3.2 2.5.6 3.6.1.3 0 .7-.2 1z'/%3E%3C/svg%3E") center/contain no-repeat}
.btn-call:hover{filter:brightness(1.05)}.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover{background:var(--brand2)}
.btn-ghost{border-color:#fff;color:#fff}.btn-sm{padding:9px 14px;font-size:.9rem}.btn-lg{padding:16px 26px;font-size:1.1rem}
.hero{background:linear-gradient(135deg,#083f53 0%,#0b5d7a 55%,#0e7fa6 100%);color:#fff;padding:34px 0 40px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;inset:0;background:repeating-linear-gradient(90deg,rgba(255,255,255,.05) 0 1px,transparent 1px 26px),repeating-linear-gradient(0deg,rgba(255,255,255,.05) 0 1px,transparent 1px 26px);pointer-events:none}
.hero .wrap{position:relative;z-index:1}.hero a{color:#fff}.hero-sm{padding:26px 0}
.hero-grid{display:grid;gap:26px}.lead{font-size:1.1rem;opacity:.95;max-width:46ch}
.cta-row{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0}
.ticks{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.95rem}.ticks li:before{content:"✓ ";color:var(--accent);font-weight:800}
.crumbs{font-size:.85rem;opacity:.85;margin-bottom:8px}
.quote{background:#fff;color:var(--ink);border-radius:var(--r);padding:20px;box-shadow:0 10px 30px rgba(0,0,0,.18);display:grid;gap:10px}
.quote label{display:grid;gap:4px;font-size:.88rem;font-weight:600}
.quote input,.quote select,.quote textarea{font:inherit;padding:11px 12px;border:1px solid #c5d5dd;border-radius:10px;background:#fff;width:100%}
.quote .row2{display:grid;gap:10px}.quote .btn{width:100%}.quote a{color:var(--brand)}.hp{position:absolute;left:-9999px}
.fine{font-size:.78rem;color:var(--muted);margin:0}
section.wrap{padding-top:8px;padding-bottom:8px}
.cards{display:grid;gap:14px;margin:18px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;text-decoration:none;color:var(--ink);display:block}
a.card:hover{border-color:var(--brand2);box-shadow:0 4px 14px rgba(11,93,122,.1)}.card h3{color:var(--brand)}.card p{color:var(--muted);margin:0}
.prose{max-width:760px}.prose ul,.prose ol{padding-left:1.2em}.prose li{margin:.3em 0}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;font-size:.95rem;margin:12px 0}
th,td{padding:10px 12px;text-align:left;border-bottom:1px solid var(--line)}th{background:#eaf3f7}td:last-child{white-space:nowrap}
.note{background:#fff7e6;border:1px solid #fde1a6;border-radius:var(--r);padding:14px 16px;font-size:.95rem}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin:8px 0;padding:4px 16px}
.faq summary{cursor:pointer;font-weight:700;padding:10px 0}.faq p{color:var(--muted)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:12px}.steps li{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px 14px 56px;position:relative}
.steps li:before{counter-increment:s;content:counter(s);position:absolute;left:14px;top:14px;width:30px;height:30px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800}
.chips{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}.chips a{display:inline-block;padding:8px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);text-decoration:none;font-weight:600}
.band{background:var(--ink);color:#fff;margin-top:40px;padding:30px 0}.band-in{display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between}.band h2{margin:0 0 .3em}.band p{margin:0;opacity:.85}
footer{background:#0a1a22;color:#b9c9d1;padding:34px 0 10px;font-size:.92rem}footer b{color:#fff;display:block;margin-bottom:8px}
footer a{color:#b9c9d1;display:block;text-decoration:none;margin:4px 0}footer a:hover{color:#fff}footer .link{display:inline}
.foot-grid{display:grid;gap:22px}.copy{border-top:1px solid #1f3540;padding-top:12px;margin-top:20px;font-size:.8rem}.copy a{display:inline}
.mobilebar{position:fixed;left:0;right:0;bottom:0;z-index:30;display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:8px;background:#fff;border-top:1px solid var(--line)}
.mobilebar .btn{padding:12px}
@media(min-width:700px){.cards{grid-template-columns:repeat(2,1fr)}.quote .row2{grid-template-columns:1fr 1fr}.foot-grid{grid-template-columns:2fr 1fr 1fr 1fr}}
@media(min-width:960px){body{padding-bottom:0}.mobilebar{display:none}.mainnav{display:flex}.hero{padding:56px 0}.hero-grid{grid-template-columns:1.15fr .85fr;align-items:center}.cards.c3{grid-template-columns:repeat(3,1fr)}}
.mobilebar.one{grid-template-columns:1fr}